A checking account designed to protect you from day one.

Safe Start combines simple everyday banking with guided protection for your money, identity and account access.

Secure by designBuilt with industry-leading security.
We never sell your dataYour data stays yours and is never shared.
Real human supportPeople who help when it matters.

Your account is open. Now let’s make sure it’s protected.

We guide you through the essential steps so nothing important is missed. Each one you finish makes your account a little stronger.

Protection score 70Good

    Open Safe Start Checking About 5 minutes to open and protect your account.

    Included protections, explained simply.

    Strong sign-in, smart alerts, recovery options and card controls come with Safe Start. Here’s how each helps protect you.

    1. Strong sign-in

      A second lock that only opens for you.

      Make it harder for someone else to access your account.

    2. Smart alerts

      A tap on the shoulder when money moves oddly.

      Know quickly when money moves in an unusual way.

    3. Recovery options

      A spare key, kept somewhere safe.

      Have a clear way back in if your phone or credentials are lost.

    4. Card controls

      An off switch for your card.

      Freeze, replace or restrict your card immediately.

    Open Safe Start Checking Every protection above is set up in your first 5 minutes.

    Protected from day one. Useful every day after.

    Everything you’d expect from a modern bank, designed to make your daily life easier.

    No monthly fees. No minimums.

    A checking account worth switching to, even without the protection.

    Safe Start isn’t just the first 5 minutes.

    Your protection evolves as your banking activity changes. Try answering the alerts.

    Open Safe Start Checking Protection like this, from day one.

    Know when you’re set. Then bank with confidence.

    Finish your last few steps, get a clear completion moment, and move straight into everyday banking.

    Open Safe Start Checking About 5 minutes to open and protect your account.
    Protection Score 96 Excellent. You’re protected.
    • Strong sign-in
    • Recovery ready
    • Alerts active
    • Card controls set
    • Privacy reviewed
    Now you’re ready to bank
    Payday coming Friday
    +$3,250.00
    Upcoming bills
    $342.16
    Available to spend
    $1,945.44
    Savings transfer
    Weekly $100
    Go to my account

    Start with better protection. Stay for better banking.

    Open Safe Start Checking and get your everyday banking and security set up right from the beginning.

    Open Safe Start Checking About 5 minutes to open and protect your account.